升级选定的计划
无需额外费用

德晋集团完成家庭计划

德晋集团对家庭的最大价值. 帮助更好的 保护你爱的人德晋集团完整™家庭计划,并获得:

  • 所有的特点,总理为您和第二个成年人
  • 选择身份盗窃保护功能最多四个孩子
 

$19.每月95. Cancel at any time; no partial month refunds.

改变我的计划不,谢谢
最好的价值

如何添加第二个成人

在你注册, simply provide basic contact info for a second adult from your online dashboard and we’ll send them an invite 得到 started.

你的信用. 你的身份.

选择信用监控1 身份盗窃保护计划很适合你.

你需要知道的:

提供的信用评分基于VantageScore®3.0模型. 为三局VantageScore信用评分, 德晋集团®的数据, 益百利®, 分别使用TransUnion®. 任何一个局的VantageScore都使用德晋集团数据. Third parties use many different types of credit scores and are likely to use a different type of credit score to assess your creditworthiness.

有关重要的产品信息,请参阅下面

访问德晋集团消费者服务中心
Access helpful services and useful information to help you take control of your credit report, 更好地保护自己免受身份盗窃和欺诈.
参观消费者服务中心
锁
加州居民的消费者隐私

2018年颁布, the California Consumer Privacy Act creates new consumer rights regarding access to, 删除, 以及向第三方出售个人信息.

掌控你的财务旅程
COVID +信用: 金融资源
The pandemic has upended the global economy, disrupted our personal lives and finances. 德晋集团 how decisions you make and actions you take can impact your credit and your family’s financial life.
探索新冠+信贷资源
德晋集团: 了解你的信用
信用是复杂的. 但事实并非如此. 德晋集团负责任的信用行为可以帮助你实现目标. 看看你的德晋集团信用报告里有什么, 你的信用评分是如何计算的, 以及如何让你的信用之旅步入正轨.
了解信用报告和分数
计划: 实现你的财务目标
Life is a series of milestones, and when it comes to finances, knowledge is your most valuable asset. 如果你打算买房, 购买一辆车, 或者贷款, 找出潜在的贷款人在寻找什么.
准备大采购
保护: 帮助你更好地保护自己免受身份盗窃
Find out how identity theft happens, and whether you or your loved ones may be at risk. 德晋集团如何更好地保护你的身份,以及你应该注意什么. 如果你是身份盗窃的受害者, 找出你能立即开始恢复过程的方法.
了解身份盗窃
只是事实
常见问题的答案

放置、解除和拆除安全冻结是免费的. 您可以将, 暂时取消, or permanently remove a security 冻结 on your 德晋集团 credit report in several ways.
 

  • 在线,通过创建 my德晋集团 账户. You can check the status of your security 冻结 through your my德晋集团帐户 as well.
  • 通过电话. 请致电(888)298-0045. 你将被要求提供某些信息来验证你的身份. You'll also have the option to receive a one-time PIN by text message or answer questions based on information in your 德晋集团 credit report for identity verification. 
  • 通过邮件. 请下载 这种形式 索取说明及邮寄地址. If you are requesting to 暂时取消 or permanently remove a security 冻结 via mail, 你需要提供文件来验证你的身份和地址. 在这里阅读更多可接受的文件. After we receive the request and verify your identity, you will receive confirmation.

 
到另一个地方, 暂时取消 or permanently remove a security 冻结 on your Experian or TransUnion credit reports, 请直接与他们联系.

益百利: http://www.experian.com/freeze/center.html
TransUnion: http://www.transunion.com/credit-freeze
 
To learn more about the difference between a security 冻结 and a credit report 锁, 点击这里.

在您的信用报告上发布欺诈警报是免费的. 点击这里 to place an initial one-year fraud alert or active duty alert on your 德晋集团 credit report online by creating a my德晋集团帐户. 一旦你的欺诈警报或工作警报发布, 你也可以通过my德晋集团查看它的状态.

You can contact any of the three nationwide credit bureaus to request an initial fraud alert or active duty alert. Once you have placed an initial fraud alert or active duty alert on your credit report with one of the bureaus, 该局将向其他两个局发送请求,要求它们做同样的事情, 所以你不需要联系所有三个. 

您也可以要求初步的一年欺诈警报或现行职务警报:

  • By calling: 1-800-525-6285; or
  • 通过下载这个 form for an initial fraud alert or an active duty alert and mailing it or submitting a written request to: 


德晋集团信息服务有限公司
P.O. 105069箱
亚特兰大,佐治亚州30348 - 5069
  
If you have been a victim of identity theft and have a police and/or identity theft report (available at www.identitytheft.政府), you have the right to request a seven-year extended fraud alert on your credit reports.  提交您的请求,请下载并遵循说明上 扩展诈骗警报表格.

If you see information on your credit reports you believe is incomplete or inaccurate, 良好的第一步是直接联系贷款人或债权人. This is especially helpful if the information involves your name or address. Updating your personal information with lenders and creditors can help ensure the information reported to the three nationwide credit bureaus—德晋集团, Experian和TransUnion -是正确的.

If you need to dispute information with the credit bureaus, the fastest way to do so is online. 你需要分别向每个信用机构提出纠纷. 

你可以在以下网站提出争议:

为了协助解决您的争议,您可能需要上传文件.  请 点击这里 回顾有用的,有时是必要的文件. 

大多数纠纷调查在30天内完成, 一旦调查结束,你会收到通知的.

点击这里 如果您愿意通过邮件或电话来争论信息.  

如欲了解更多有关争议程序的运作方式,请 点击这里.

有几种方法可以获得免费的信用报告.

在线:

  • 访问 www.annualcreditreport.com 得到 a free copy of your credit reports every week from each of the three nationwide credit bureaus (德晋集团, Experian和TransUnion) -可在4月, 2021.
  • 创建一个 my德晋集团帐户 得到 免费德晋集团信用报告.  
  • From your my德晋集团帐户, you can also click "get my free credit score" to enroll in 德晋集团核心信贷™ and get  a free monthly 德晋集团 credit report and a free monthly VantageScore credit score based on 德晋集团 data. 优点评分是多种信用评分类型中的一种. 

为 www.annualcreditreport.com,你亦可透过电话或邮递订购信用报告:

  • 电话:(877)322-8228. 你将通过电话进行身份验证, 您的德晋集团信用报告将在15天内邮寄给您.
  • 邮件:下载 年度信用报告申请表 (需要Adobe浏览器). 列印及填妥表格,并邮寄至:

年度信用报告申请服务
P.O. 105281箱
亚特兰大,佐治亚州30348 - 5281

您的德晋集团信用报告将在15天内邮寄给您.

美国消费者金融保护局(Consumer Financial Protection Bureau)的网站上有 免费信用报告的附加信息

A security 冻结 is one step you can take to help prevent access to your 德晋集团 credit report to open new credit 账户s, 但有一些例外.  

安全冻结由联邦政府监管, and a security 冻结 must be 暂时取消ed or permanently removed each time you apply for new credit. 点击这里 了解更多关于如何放置, 暂时取消, 或者永久删除信用报告上的安全冻结.

放置, 暂时取消ing and permanently removing a security 冻结 (also known as a credit 冻结) on your 德晋集团 credit report is free. 

冻结你在另外两家全国征信局的信用报告, 你需要联系益百利(www.益百利.com/冻结)及环联(冻结.transunion.com).

A fraud alert is a notice on your credit report that alerts creditors you may be a victim of fraud, 包括身份盗窃. A fraud alert can make it harder for someone to open unauthorized 账户s in your name. It encourages lenders and creditors to take extra steps to verify your identity, 比如打电话联系你, before opening a new credit 账户 in your name or making changes to existing 账户s.
 
There are two types of fraud alerts you can place on your credit report, and both are free.

•    最初的欺诈警报: 如果您认为您是或可能成为欺诈或身份盗窃的受害者, 您可以在您的信用报告上放置一个初始欺诈警报. 最初的欺诈警报会在你的信用报告上保留一年, 除非你想尽快除掉它, 并且可以延长一年.
•    扩展的欺诈警报: If you have a police report or a Federal Trade Commission 身份盗窃 Report showing you’re a victim of identity theft, 您可以在您的信用报告上放置一个扩展欺诈警报. An extended fraud alert remains on your credit report for seven years 除非你想尽快除掉它. 点击这里 用于扩展欺诈警报表单. 
 
You can contact any of the three nationwide credit bureaus to request a fraud alert. Once you have you placed a fraud alert on your credit report with one of the bureaus, 该局将向其他两个局发送请求,要求它们做同样的事情, 所以你不需要联系所有三个.
 
要在你的德晋集团信用报告上发布欺诈警告, 点击这里
 
为了了解欺诈警报和安全冻结之间的区别, 点击这里.   

  1. Credit monitoring from Experian and TransUnion will take several days to begin.

  2. 德晋集团将要求您在注册时提供您的付款信息. We will immediately charge your card the price stated and will charge the card the price stated for each month you continue your subscription. You may cancel at any time; however, we do not provide partial month refunds.

  3. Locking your 德晋集团 credit report will prevent access to it by certain third parties. Locking your 德晋集团 credit report will not prevent access to your credit report at any other credit reporting agency. Entities that may still have access to your 德晋集团 credit report include: companies like 德晋集团 Global Consumer Solutions, 提供您访问您的信用报告或信用评分, or monitor your credit report as part of a subscription or similar service; companies that provide you with a copy of your credit report or credit score, upon your request; federal, state and local 政府ernment agencies and courts in certain circumstances; companies using the information in connection with the underwriting of insurance, 或就业, tenant or background screening purposes; companies that have a current 账户 or relationship with you, and collection agencies acting on behalf of those whom you owe; companies that authenticate a consumer's identity for purposes other than granting credit, or for investigating or preventing actual or potential fraud; and companies that wish to make pre-approved offers of credit or insurance to you.  要选择不接受这些预先批准的报价,请访问 www.optoutprescreen.com.

  4. The 身份盗窃 Insurance benefit is underwritten and administered by American Bankers Insurance Company of Florida, Assurant公司, 集团或一揽子政策下发给德晋集团, 公司.,或其各自的附属机构,以使其成员受益. 请 refer to the actual policies for terms, conditions, and exclusions of coverage. 保险范围可能并非适用于所有司法管辖区.

  5. WebScan搜索您的社会安全号码, 最多5个护照号码, 最多6个银行账号, 最多6个信用卡/借记卡号码, 最多6个电子邮件地址, 以及多达10个医疗身份证号. WebScan searches thousands of Internet sites where consumers' personal information is suspected of being bought and sold, 并定期将新网站添加到搜索列表中. 然而, the Internet addresses of these suspected Internet trading sites are not published and frequently change, so there is no guarantee that we are able to locate and search every possible Internet site where consumers' personal information is at risk of being traded.

  6. 与各种定居点有关, 德晋集团 is making at least six additional 免费德晋集团信用报告 each year available online to U.S. 消费者annualcreditreport.com截止到2026年12月31日. These reports are included in the free weekly 德晋集团 credit reports currently offered on annualcreditreport.截止2021年4月.